How Often Do Health Insurers Deny Claims?

With the recent killing of CEO Brian Thompson, the American (and world for that matter) people finally have a good reason (not like they didn’t in the first place) to demand a wide variety of changes to how health insurance companies operate.

For decades, the health insurance system in the U.S. has, for the most part, been pushed under the rug to never be talked about, largely do to the enormous amounts of cash dropped on representatives and congressmen/women in the form of lobbying.

While I wouldn’t advocate for the killing of anyone, it’s been learned that Brian definitely deserved a punch in the jaw for a “screw the customer” policy in the boardroom.

This brings us to the question of ‘how often do insurance companies deny claims for medical care?’ Barring the ridiculous claims for a $5,000 bill from a hospital for a sore foot.

The answer is surprising at best and most already know at worst.

According to an article published by US News – How Often Do Health Insurers Deny Patient Claims? – anywhere from 2% to 49% of claims were denied, for reasons that no one will ever know as the insurance companies do not publish information about their dealings with the consumer.

Of all the alphabet soup, wildcard bills and laws that the U.S. congress has passed to regulate the insurance industry, it’s evident that none of them matter as long as the cash-to-congress just keeps flowing like any other day.

If one were to think for a minute, it would seem obvious that the real problem is congress and not the insurance companies.